Temporary buydown
Temporary Buydown Calculator.
A clearer way to compare reduced principal-and-interest payments, annual subsidy amounts, and the total buydown fund for a 1-0, 2-1, or 3-2-1 structure.
Updates instantly as inputs change
Estimated results
2-1 buydown summary
Total buydown fund
$27,595.67
Year 1 payment
$6,919.12
Year 1 relief / mo.
$1,523.24
Monthly payment path
Each reduced payment is calculated over the full original term.
Note-rate payment$8,442.36
Annual details
Temporary rate reduction| Period | Rate | Monthly payment | Monthly subsidy | Annual subsidy |
|---|
Buydown cost as % of price2.21%
Total months subsidized24 months
Check the loan assumptions
Enter valid values to calculate this buydown scenario.
Qualifies at the note rateThe full note-rate principal-and-interest payment remains the qualifying payment.
Steps up annuallyThe temporary rate reduction decreases by one percentage point each year.
Funded up frontThe total fund equals the monthly payment differences across all subsidized months.
