What’s In This Guidebook?

• Full Bank Statement Mortgage Breakdown designed to help you better understand the program and how your borrowers may benefit
• How to Calculate Bank Statements using 4 different options, including standard 50% expense ratio, third party prepared P&L statements, and more
• Tips & Tricks for Sourcing Self-Employed Business including a full list of referral sources and how to use AI to find business near you
• Self-Employed Second Lien Program Highlight for your self-employed borrowers & small business owners who want to access their home equity but retain the rate on their current mortgage