Major Guideline Enhancements to DSCR

We’re excited to announce the major guideline expansion to Sequoia DSCR, effective on locks taken on or after January 15th, 2026.

New Guidelines to Make Your DSCR Deals More Flexible Than Ever:

• Increased LTV & Max Loan Amounts!
  • Max Loan Amounts Now to $3M
    • Up to 70% Max LTV with a 720 Min FICO
    • Up to 60% Max LTV with a 660 Min FICO
  • 80% LTV Now Available on Loan Amounts up to $1.5M
• Rural Properties Now Allowed
• Up To 5 Acres Now Allowed
• Lowered Required Occupancy Rate on STR to 40%
• Refinance In-Between Tenants Options Available If Vacant For Less Than 60 Days
• ADU Estimated Income Can Be Used Toward DSCR on Legal ADUs

Call your Account Executive today!