Our Programs 

Bank Statement Closed-End Second Liens

Available on Glacier Seconds

Designed for self-employed borrowers to tap into their home’s equity.

 

  • Qualify using 12 or 24-Month Bank Statements
  • Max Loan Amounts to $500k
  • Minimum Loan Amounts to $150k
  • Up to 80% CLTV
  • Up to 45% DTI
  • Credit Scores as Low as 680
  • Rate & Term and Cash-Out on Primary Residences Only
  • 10-, 15-, 20-, and 30-Year Fixed Rate Loan Terms
  • AVM Can Be Used with a 80% Minimum Confidence Score For Loan Amounts Under $250K
  • Not Available in MA, MN, MS, NY, SD, TN & TX (50)(a)6

Help Self Employed Borrowers Access Home Equity

For self-employed workers and business owners, cash flow may be on their minds due to the market or upcoming large business expenses.

Bank Statement Closed-End Seconds give your self-employed borrowers a flexible way to tap into their home equity. This is a simple solution to free up cash for major expenses like:

  • Accessing Capital for Their Business and Investing in Growth 
  • School Tuitions
  • Unexpected Medical Bills 
  •  Home Renovations
  • High Interest-Rate Debt Consolidation

Price Your Scenario

Use our Quick Pricer or Talk To Your Account Executive

Need To Talk To An Account Executive?

Connect With Us Today!

Download Customizable Marketing Resources

Click on a flyer to download it directly to your computer! 

Bank Statement Second Mortgage Flyer
Second Mortgage Benefits Flyer
Second Mortgage Flyer

Check Our Turn Times For Bank Statement Seconds

Bank Statement Second Liens FAQ

Borrowers can qualify using 12 to 24 months of business or personal bank statements.

We also offer a Full Doc Closed-End Second Lien program for your full doc borrowers.

Bank Statement Second Liens are only available on primary residences. Our Full Doc Closed-End Second Lien program is available on primary, secondary, and investment properties.